Roth IRA Conversion Calculator
Estimate the potential tax impact of converting traditional retirement savings into a Roth IRA, and see the long-term tax-free growth advantage.
Your total pre-tax retirement account balance (for reference)
The portion you are considering converting to a Roth IRA
Your current marginal federal income tax bracket
The tax bracket you expect to be in when taking retirement withdrawals
Enter your conversion amount and tax brackets to see the estimated long-term impact.
Potential Tax-Free Advantage
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estimated advantage over keeping funds in traditional account
Taxes owed on conversion now
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Projected Roth value at retirement (tax-free)
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Traditional value after retirement taxes
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Tax-free growth advantage
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This calculator provides estimates only and does not constitute tax or financial advice. Assumes 6% average annual growth. Consult a qualified tax professional regarding your specific situation.
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