Retirement Income Gap Calculator
Compares your projected monthly retirement income against your estimated monthly expenses to identify any gap that needs to be filled.
Housing, food, healthcare, transportation, leisure, etc.
Your estimated benefit at your planned claiming age
Any defined-benefit pension from employer or government
Any annuity payouts or other guaranteed income sources
Used to estimate how long a monthly withdrawal could last
Enter your income sources and expenses to see your estimated retirement income gap.
Monthly Income Gap
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per month needs to come from savings
Monthly expenses
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Total guaranteed income
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Monthly gap from savings
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Annual withdrawal needed
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Estimated years savings will last
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Assumes a 4% average annual return on savings during distribution. This is a simplified estimate — actual longevity of savings depends on investment returns, inflation, and withdrawal timing.
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